Protecting your business, its owners and its key people from the financial impact of death or serious illness. Below is an overview of the business protection policies we regularly advise on — each one structured around your company's ownership, finances and long-term goals.
Cover that lets surviving business owners buy back the share of a partner or shareholder who dies or becomes critically ill — keeping control of the business and giving the family a fair value for their stake.
A lump sum paid to the business if a key employee or director dies or is diagnosed with a critical illness — replacing lost profit, covering recruitment costs and protecting cash flow while you recover.
Tax-efficient death-in-service cover for individual employees and directors, paid for by the business — offering personal life cover without it being treated as a benefit in kind for most companies.
Independent, whole-of-market comparison of business protection providers — making sure your cover, definitions and premiums are right for your structure, with regular reviews as the business grows.
Speak to one of our advisers for a no-obligation conversation about your business, and we'll recommend the most appropriate protection.
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